Rates


APR* = Annual Percentage Rate • APY** = Annual Percentage Yield

Rates as of 9/18/2013
Rate Description Term Payment Description APR APR Type
Signature Up to 36 Months Rate Determined by Credit Score Low 9.90% Hi 17.9% Fixed
Auto Collateralized Up to 72 Months Rate Determined by Credit Score Low 4.90% Hi 16.9% Fixed

Members should call the credit union to verify rates.Other loans and rates are available, contact the Credit Union for more information.


Certificates

Rates as of 9/18/2013
Rate Description Term Dividend Rates APY
Term Share 90 Day 0.30% 0.30%
Term Share 180 Day 0.40% 0.40%
Term Share 365 Day 0.50% 0.50%

NOTE: Early withdrawal from certificates will be subject to a 90 day dividend penalty.

Members should call the credit union to verify rates.

Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.


Savings/Share Rates

Rates as of 9/18/2013
Rate Description Term Dividend Rates APY
Balance $100 or greater Annual 0.50% 0.50%
PIC Account Under $5,000 0.40% 0.40%
PIC Account Over $5,000 0.50% 0.50%

Members should call the credit union to verify rates.

Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.


IRAs

Rates as of 9/18/2013
Rate Description Term Dividend Rates APY
Standard Account Annual 0.50% 0.50%

Members should call the credit union to verify rates.

Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.


Share Draft

Rates as of 9/18/2013
Rate Description Term Dividend Rates APY
Checking $500 Balance 0.40% 0.40%

Members should call the credit union to verify rates.

Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.