Rates


APR* = Annual Percentage Rate  APY** = Annual Percentage Yield

Rates as of 01/01/2018

Rate Type Term Payment APR* APR* Type
Signature Up to 36 Months Rate Determined by Credit Worthiness Low 9.90% Hi 17.9% Fixed
Auto Secured Up to 72 Months Rate Determined by Credit Worthiness Low 4.90% Hi 16.9% Fixed
Members should call the Credit Union to verify rates.
Other loans and rates are available, contact the Credit Union for more information.

Certificates

Rates as of 01/01/2018

Rate Type Term Dividend APY**
Term Share 90 Days 0.30% 0.30%
Term Share 180 Days 0.40% 0.40%
Term Share 365 Days 0.50% 0.50%
NOTE: Early withdrawal from certificates will be subject to a 90 day dividend penalty.
Members should call the
Credit Union to verify rates.
Contact the
Credit Union to find out if there are any fees on these accounts that could reduce your earnings.

Savings/Share Rates

Rates as of 01/01/2018

Rate Description Term Dividend APY**
Balance $100 or Greater Annual 0.50% 0.50%
PIC Account Under $5,000 0.40% 0.40%
PIC Account Over $5,000 0.50% 0.50%
Members should call the Credit Union to verify rates.
Contact the
Credit Unionto find out if there are any fees on these accounts that could reduce your earnings.

IRAs

Rates as of 01/01/2018

Rate Type Term Dividend APY**
Standard Account Annual 0.50% 0.50%
Members should call the Credit Union to verify rates.
Contact the
Credit Union to find out if there are any fees on these accounts that could reduce your earnings.

Share Draft

Rates as of 01/01/2018

Rate Type Term Dividend APY**
Checking $500 Balance 0.40% 0.40%
Members should call the Credit Union to verify rates.
Contact the
Credit Union to find out if there are any fees on these accounts that could reduce your earnings.